信用卡管理



這套是HandWallet開支管理程序的部份視頻教程。HandWallet是免費的手機應用程序(提供中文版本),您可以隨時隨地通過HandWallet來計劃、管理您的開支。您可以通過以下鏈接下載使用
https://play.google.com/store/apps/details?id=mediavision.handwallet&hl=zh_CN

您现在看到的是信用卡账户的详细信息界面,请选择“高级”选项。现在,您可以设定信用卡类型:Visa,MasterCard,American Express等等。您也可以输入信用卡卡号以及有效日期,但当然也可以省略。只是想让您知道,您在数据库中的所有信息都经过加密,非常安全。

通过这个界面,您可以设立什么时间以及怎样支付您的信用卡公司。我们管它叫做“信用卡政策”,天啊,真是复杂,但这年头找到简单东西不容易。但其实,这还蛮容易,创建一个信用卡政策其实就是创建信用卡的宽限期、还款期以及其他信息而已。

因为这些数据随着时间而发生改变,那您就需要及时创建一个新的“信用卡政策”。比如,如果还款日期改变,从改变那天起创建一个新的政策。

默认设置的“信用卡政策”是“手动的”,也就是说HandWallet是不会计算那些由信用卡统计数来的数据的。因此,您必须在还款日通过手动添加一个交易,将钱由另外一个账号转移到信用卡账号。我建议您将政策转为“自动”,这样HandWallet就将自动为您完成这些工作。您只需要点击政策键附近的小按钮,选择“编辑”就可以了。

You are now in the details screen of a credit card account, and pressed the “advanced” button.
In this screen you can define the type of your credit card- Visa, MasterCard, American express and so on. You can also write the credit cards number and validity, but you don’t’ have to do that. Anyway – just to let you know – You can be relaxed – this information is kept encrypted in the database.

In this screen you can also manage when and how you pay to your credit card company.
We call it “Credit card Policy”. What a complicated name. Come on guys – you couldn’t find something simple? But actually, it is easy: When you define a credit card policy you define the grace period and due day of the card and also other definitions.

Since all these parameters can change over the years you can define a different “credit card policy” for each period. For example, if the due day is changed, create a new policy starting from that day.

The default “credit card policy” is “Manually” It means that HandWallet will not try to calculate the amounts that are accumulated in the card and you will need to manually enter a transaction on the due day, moving money from another account to the credit card account. I recommend that you change the policy to “Automatic” and let HandWallet do all the hard work for you. To do that just press the small menu button near the police and select “edit”

For more information visit the HandWallet Expense Manager site:
http://www.handwallet.com
or the HandWallet Expense Manager forum:
http://www.handforum.com

Leave a Reply

Your email address will not be published. Required fields are marked *