Can Mercedes Enterprises pull my credit report for me?
As a Credit Repair Organization, we are prohibited from pulling your credit report. The FCRA (Fair Credit Reporting Act) clearly states in section 604 that the credit bureaus cannot furnish credit reports and information to third parties for any other purpose than what’s defined on the FCRA. If other Credit Repair Companies are pulling credit reports using nothing more than a name, address and social security number, they might be doing illegally and are most likely putting unnecessary inquiries on people’s credit report. Be very cautious about credit repair companies that offer to pull your credit report by just taking your information. We can assist you in pulling your credit report online from a credit monitoring service, this has no negative impact on your credit report.