Do you travel often? If so, do you generally stay at the same hotel chain? If you answered yes to these questions then owning a hotel rewards credit card would be a perfect fit for you. Most chains of hotels offer a credit card that allows you to participate in a rewards program. These types of programs allow you to earn points every time you stay at one of the participating hotels. Each hotel rewards credit card has certain nationwide chains that participate in the program.
Points can also be earned when you use your credit card to pay for your hotel stays. You can also earn points when making purchases at approved retailers as well as general purchase depending on the rewards program being offered. Some of the approved retailers that participate in these types of programs are grocery stores, gas stations, restaurants and wireless phone companies. The points that you accrue from your purchases with the card can then be used towards discounts or free stays at hotels that participate in the rewards program. Using these types of credit cards are a great way for you to earn discounts when you use the card for your normal travel expenses.
Below is a review on one of the most preferred hotel rewards credit cards that offers a wonderful rewards program for its users.
Hilton HHonors Platinum Card from American Express
If you regularly stay at a Hilton family hotel and have good credit, then the Hilton HHonors Platinum Card is perfect for you. This card offers a rewards program that allows you to earn five points for every dollar spend at Hilton family hotels, as well as participating supermarkets, drugstores, gas stations, restaurants, US Postal service, and wireless phone bills. You can also earn three points for every dollar spent on general purchases, which is one feature that sets this card apart from other rewards cards in this category.
This credit card also gives you 10,000 bonus points when you make your first purchase and 2,500 bonus points after your first four stays at a Hilton family hotel. The Hilton HHonors credit card offers a low introductory rate for purchases and balance transfers for the first 6 months and no annual fees, but the interest rate is slightly above average after the intro period expires. This card is ideal for users that want to participate in a rewards program but plan to pay there balance off in full each month.