What to Do When You Get Scammed

More Info at http://scamavenger.com/what-to-do-when-you-get-scammed-online
Report the Scam to http://ScamAvenger.com

If you let them, scammers will try to sell you things they don’t have to sell or trick you into revealing personal information, your bank account or credit card data.

If You Are Scammed Online.

If you are scammed online, the first thing you must do is stop payment if possible.

If you paid by personal check, call your bank and cancel the check the instant you realize you were scammed. You have to be quick to stop payment because the scammers know they are against the clock and will usually get your money and run immediately after getting paid.

Dispute the charges with your credit card company if you paid by credit card. If someone makes an unauthorized charge to your account, Federal law stops your liability for the charge at $50. Fortunately, most credit card companies usually remove the charges completely if you report the scam immediately.

Reporting the scam to your credit card company will prevent the scammers from using your card for other purchases or stealing your identity.

If you paid with a U.S. Postal Service Money Order, report the scam to the Post Office immediately. Using the postal service for fraud is a serious offense. You can bet the Post Office will investigate.

Can I Get My Money Back If I Have Been Scammed?

Probably not. Scammers figure all this out before they scam you. However, it might be possible to get your money back, but ask yourself, is it worth the emotional stress, time and energy? If it isn’t worth the hassle, then move on and learn from the experience.

Did You Pay with PayPal?

If you used PayPal when you were scammed, contest the charges with PayPal. If the product or service you purchased was not delivered, you might have a good case for a refund. PayPal usually does not refund for digital products.

Did You Buy Through ClickBank?

ClickBank has a 60-day money back guarantee. If you purchased through ClickBank and suspect you were scammed, or you are unhappy with what you paid for, ClickBank will refund your money if you contact them within 60 days of your purchase.

Contact ClickBank customer service directly and ask for a refund. If you contact the person you bought from, they’ll probably just try to stall you until the 60 days has passed. Then you’ll be out of luck.

Tell Your Local Law Enforcement Agency.

FBI Internet Crime Complaint Center IC3

If you have been scammed online, or if someone has tried to scam you online, it is essential that your local law enforcement agency knows about it. Online scams are a crime. Law enforcement is continually monitoring and investigating online fraud. Your experience can help them bust online scammers.

Report the Scam to the Internet Crime Complaint Center (IC3).

In the United States, Internet crime is investigated by the FBI, the National White Collar Crime Center and the Bureau of Justice Assistance, and on the state level by the Attorney General of each state. All of these agencies are organized and interlinked through the Internet Crime Complaint Center (IC3). To file a complaint with the IC3 go to https://www.ic3.gov.

Report the Scam to ScamAvenger.com (http://ScamAvenger.com

Tell us about your experience. We’ll investigate and write about what we find. While this may not get your money back, it will expose the scam and, hopefully, prevent the scammer from getting anyone else’s money.

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